When it comes to Central Bank of Jordan crypto, the official stance of Jordan’s monetary authority on digital assets. Also known as Jordanian crypto policy, it reflects a cautious, watchful approach that’s common among traditional central banks in the Middle East. Unlike countries like El Salvador or the UAE, the Central Bank of Jordan has never recognized Bitcoin or any other cryptocurrency as legal tender. It doesn’t issue licenses for crypto exchanges, and it doesn’t regulate them either — which means any platform operating in Jordan is doing so in a legal gray zone.
This doesn’t mean people in Jordan aren’t using crypto. Retail adoption is rising, especially among young traders and freelancers who use it to send money abroad or avoid currency controls. But the central bank digital currency, a state-issued digital form of the Jordanian dinar. Also known as CBDC, it remains the only digital money the bank is actively exploring. In 2023, the Central Bank of Jordan partnered with the IMF to study CBDC feasibility — not to replace cash, but to make payments faster and reduce reliance on physical infrastructure. Meanwhile, crypto users are left to navigate platforms like Binance or Kraken without official protection.
The gap between what the bank allows and what people do creates real risks. Scams targeting Jordanians are common — fake exchanges, phishing sites, and fake airdrops often use Arabic-language ads to trick users. There’s no legal recourse if you lose money. And while the bank hasn’t banned crypto outright, it has warned banks not to process transactions tied to digital assets. That means using a credit card to buy Bitcoin could get your account frozen. This is why most Jordanian traders use peer-to-peer platforms or VPNs to access international exchanges — a practice also seen in neighboring countries like Iraq and Lebanon.
Compare this to the Middle East crypto policy, how nations like the UAE, Saudi Arabia, and Bahrain are building regulated crypto ecosystems. Also known as Gulf crypto regulations, it — places like Dubai now have full licensing systems, tax clarity, and even crypto ATMs. Jordan isn’t there yet. It’s watching, testing, and waiting. The bank’s silence isn’t approval — it’s delay. And while that delay protects the financial system from chaos, it leaves ordinary users exposed.
What you’ll find in the posts below are real stories from people who’ve tried to trade crypto in Jordan, scams they’ve avoided, and the legal gray areas they’re walking through. You’ll see how one person used a VPN to access Binance, how another got locked out of their wallet after a fake airdrop, and why no local exchange dares to call itself "licensed" by the Central Bank of Jordan. These aren’t theoretical debates — they’re daily realities for thousands of users. If you’re in Jordan and using crypto, you’re already part of this story. Here’s what you need to know to stay safe.
3 December
Jordan lifted its decade-long crypto ban in September 2025 with a new law that legalizes regulated crypto trading, allows banks to offer custodial services, and imposes strict penalties for unlicensed activity. Here's what you need to know.
